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Standard Life Long Term Disability Insurance Denial

Recently, a number of Standard Life long-term disability policyholders have filed claims only to have their claims denied. Others whose long-term disability claims have been granted later find their policies have been terminated. Long-term disability (LTD) claims are denied every day, with many of those denied claims never being paid by insurance companies because policyholders don't think to hire experienced LTD attorneys to help them.

What's more, policyholders suffering from permanent injuries or disabilities whose claims have been denied often are eligible for compensation on top of what the insurance companies already owes. Policyholders deserve to get the money that Standard Life offered when it sold them their policy. Greg Jones & Associates helps our clients understand why their claim was denied. In addition, our experienced LTD attorneys help clients establish whether they were victims of bad practices.

Common Bad Practices of LTD Insurance Companies

  • They change their policies after a claim has been filed without the policyholder's knowledge or agreement
  • They often hire people that aren't qualified to speak about the claimant's injury
  • They hire their own medical examiners who will speak only for the insurance company
  • They might deny a claim without looking at the medical reports
  • They won't acknowledge specific disabilities such as mental disorders and fibromyalgia
  • They often use the argument that a condition was pre-existing

Some insurance companies will try to settle out of court with policyholders so that they don’t have to cover a full payout. Greg Jones & Associates encourages policyholders to stand up and get any money they may be eligible for by getting one of our experienced disability lawyers to fight for them.

Policyholders May Qualify for Long-term Disability Benefits if:

  • They suffer from a permanent injury that prevents them from working
  • They suffer from an injury that makes it impossible to do their job or get work
  • They suffer from a mental disorder that makes it impossible to do their job or get work
  • They suffer from a psychological disorder that makes it impossible for them to do their job or get work

While not all disability insurance policies cover everything, most of them are supposed to cover policyholders if they cannot go to work because of physical or mental disorders.

Contact Our Experienced Disability Attorneys. We Can Help!

If you have filed a disability insurance claim and think that you may be due some money after you have been denied by your LTD insurer, we are here to help. Our disability attorneys are here to get you the money that you are entitled to. We specialize in cases like yours and won’t give up until your claim is settled.

We charge you no upfront fees and will not take any money unless you are compensated. Call us now for a free consultation.

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